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Read through our tips on going through bankruptcy.
Easy Steps to Improve Credit Score
There are many seemingly harmless acts that can negatively impact a credit score. Unfortunately, not everyone is taught early on how to properly manage their credit. However, there are easy, simple steps to steadily improve one’s credit over time. Oftentimes fixing a...
Stop the Foreclosure Procedure
A foreclosure notice from the bank is a frightening sight to say the least. However, it does not mean that all hope is lost. There are many proactive measures at a homeowner’s disposal that can help prevent the foreclosure of a home. When legal recourse is the...
Is Chapter 13 Bankruptcy Best for You?
Bankruptcy can be a life-saving legal resource for someone in dire financial straits. However, it can also greatly exacerbate one’s financial wellbeing without the proper legal guidance through the myriad of paperwork and headaches. Labiak Law Group is the leading...
The Bankruptcy Process
Anyone can attest to the personal difficulty of navigating a legal proceeding without proper representation in court. This is especially true for a bankruptcy case, which tend to be some of the most complicated and drawn out legal proceedings in court. Not to mention...
When to File for Bankruptcy
Bankruptcy can be a saving resource for someone in deep financial trouble. However, it can be quite difficult to judge the best timing regarding when to file. Once you have exhausted all other possible financial measures with no avail, then it could be time to seek...
Bankruptcy FAQs
Many people struggling with crippling amounts of financial debt, whether it be from home mortgages, credit cards, or car loans, fail to properly assess the option of bankruptcy. Depending on your current financial situation, bankruptcy may be your best option to clear...
Bankruptcy Hearings: What to Expect at The Meeting of Creditors
The 341 Meeting of Creditors is a formal session that is required for all parties filing for bankruptcy. During the Visalia Bankruptcy Hearing, the trustee presiding over the case looks over the assets and debts and asks any questions they might have. Creditors are...
Tips to maintain financial stability after bankruptcy
Four Tips to Remember When Recovering from Bankruptcy: Brought to You by Labiak Law No one wants to go through bankruptcy, let alone filing Chapter 11. However, sometimes the situation calls for it to happen. The first thing you should do is consider hiring a...
Is Bankruptcy a Good Investment?
The negative aspects of bankruptcy have been well chronicled. Yes, the individual will suffer damage to their credit score. Yes, they may lose some assets. And yes, they might have difficulty getting credit in the immediate future. However, none of those issues are...
Can you file for Bankruptcy after Debt Consolidation?
Debt consolidation and bankruptcy are both procedures that can help you eliminate debt you cannot pay. However, they work in different ways. You can file for bankruptcy while paying off a debt consolidation loan, but certain circumstances may mean the consolidation...
What is Chapter 15 Bankruptcy?
Imagine you are a business owner operating in several companies. What happens if you, as a debtor or one of the debtor's claimants, involve claims or assets that exist in more than one country? In the United States, the Bankruptcy Code governs the ultimate form of...
Filing Bankruptcy for Student Loans
Student loan debt is a major concern for today's students and recent graduates. With the cost of higher education rising, more students are financing their future by taking out privately funded and publicly-backed student loans. In fact, the US has around 44 million...
Who Qualifies for Chapter 7 Bankruptcy?
The Constitution of the United States charges Congress with the establishment of uniform bankruptcy laws. Although the legislative branch made several efforts in the first 100 years of its existence, those measures were seen as insufficient and were consequently...
Bankruptcy in California
Are you someone who is tired of creditor calls? Are you covered in debt up to the brim? Well, you’re not alone. There are tens of thousands out there who are battling to sustain through the economic crisis with ‘filing Bankruptcy’ as the only option left to them. That...
Hiring a Lawyer to Help You With Your Debt
Your business is in financial trouble. You can’t pay your debts. How do you figure out whether bankruptcy is necessary or helpful for your situation? If you want help knowing if it’s time for you to talk to a lawyer, here are a few questions to ask yourself: Are you...
Relationships Between Civil Law Cases
Civil law can apply to many types of cases such as medical malpractice, personal injury and bankruptcy. These types of cases many times have things in common and have cross-over relationships. Bankruptcies usually occur because of three kinds of misfortunes, having...
What happens to my automatic payments when I file bankruptcy?
When you file a Chapter 7, Chapter 13, or any bankruptcy, the protection of the automatic stay kicks in. This is a code sections that causes all collection action to cease. This also causes any companies with notice to cease automatic withdrawals from your accounts....
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We know going through any legal situation can be stressful.
Stephen Labiak and his team is here to help guide you step-by-step through this process. We’re here to help you and answer your questions.
Give us a call today for your free consultation and we’ll show you how we set ourselves apart from other law firms in Visalia and Fresno.