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Read through our tips on going through bankruptcy.
Borrowing to Get out of Debt
A common question that is asked in people trying to avoid bankruptcy is an inquiry about a debt consolidation loan or a signature loan or a home equity loan or some type of loan that if they just had one easy payment, the mess one go away and they could avoid a...
The Advantages and Disadvantages of Filing for Bankruptcy AFTER Divorce.
Last time we covered bankruptcy before the divorce. This article will focus on filing that Chapter 7 or Chapter 13 Bankruptcy after the divorce. Advantages to filing after the divorce: Advantages: Two sets of exemptions. These means each individual can protect over...
The Advantages and Disadvantages of Filing for Bankruptcy Before Divorce.
Unfortunately, money problems can lead to a divorce. Money problems also lead to Chapter 7 and Chapter 13 Bankruptcy filings. Often times, divorce and bankruptcy are sought at the same time. It is rarely a good idea to do them both at the same time. So here are so...
Discharging Student Loans in Bankruptcy
Despite the common knowledge to the contrary, it is possible to reduce or eliminate your student loan debt in a Chapter 7 or Chapter 13 Bankruptcy in Fresno. First off, to discharge these debts, you must file an adversarial proceeding. For most debts, such as credit...
The Time Line of How Long it Takes to File and Complete a Chapter 7 Bankruptcy
by Stephen Labiak, Attorney at Law After how much does it cost to file a Chapter 7 Bankruptcy, the next question is how long is it going to take in Hanford. While every case is different, this is a general time line. -Before you file: This may range from mere...
What is my stuff worth in a bankruptcy?
When you file a Chapter 7 bankruptcy in Visalia, or any bankruptcy for that matter, one of the factors to determine if you will have to surrender some of your possessions is if they have any value. So what is the trustee looking for and how do you value items to make...
Things Debt Collectors Will Do
If you are considering chapter 13 bankruptcy in Fresno, this means more likely than not you are facing numerous contacts from creditors. This is usually done by a direct phone call or through a letter. Understand they have one job: get money from you. They are good...
Why Chapter 7 May Not be the Best Bankruptcy Chapter for You
When people say Bankruptcy, they usually mean a Chapter 7 Bankruptcy. Chapter 7 just refers to a section of the legal code that deals with the different types of bankruptcy. For short hand purposes is also called liquidation. You basically put all your assets in...
The Do’s and Do Not’s of Planning for Bankruptcy
For whatever reason, you are thinking about bankruptcy assistance for Chapter 7 or Chapter 13, covering about 99% of the people out there, is in your future. Here are some tips to save you some pain and to avoid wasting money. DO: Save up a little bit of money (at...
The Top 10 Reasons People File Bankruptcy
There are several reasons people file bankruptcy. The usual reasons people cite are medical bills and job loss. These are what you will see when people are looking to score political points or argue for this or that new law or regulation. However, what I think...
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