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Read through our tips on going through bankruptcy.

Bankruptcy FAQs

Many people struggling with crippling amounts of financial debt, whether it be from home mortgages, credit cards, or car loans, fail to properly assess the option of bankruptcy. Depending on your current financial situation, bankruptcy may be your best option to clear...

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Tips to maintain financial stability after bankruptcy

Four Tips to Remember When Recovering from Bankruptcy: Brought to You by Labiak Law   No one wants to go through bankruptcy, let alone filing Chapter 11. However, sometimes the situation calls for it to happen. The first thing you should do is consider hiring a...

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Is Bankruptcy a Good Investment?

The negative aspects of bankruptcy have been well chronicled. Yes, the individual will suffer damage to their credit score. Yes, they may lose some assets. And yes, they might have difficulty getting credit in the immediate future. However, none of those issues are...

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Can you file for Bankruptcy after Debt Consolidation?

Debt consolidation and bankruptcy are both procedures that can help you eliminate debt you cannot pay. However, they work in different ways. You can file for bankruptcy while paying off a debt consolidation loan, but certain circumstances may mean the consolidation...

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What is Chapter 15 Bankruptcy?

Imagine you are a business owner operating in several companies. What happens if you, as a debtor or one of the debtor's claimants, involve claims or assets that exist in more than one country? In the United States, the Bankruptcy Code governs the ultimate form of...

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Filing Bankruptcy for Student Loans

Student loan debt is a major concern for today's students and recent graduates. With the cost of higher education rising, more students are financing their future by taking out privately funded and publicly-backed student loans. In fact, the US has around 44 million...

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Who Qualifies for Chapter 7 Bankruptcy?

The Constitution of the United States charges Congress with the establishment of uniform bankruptcy laws. Although the legislative branch made several efforts in the first 100 years of its existence, those measures were seen as insufficient and were consequently...

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Bankruptcy in California

Are you someone who is tired of creditor calls? Are you covered in debt up to the brim? Well, you’re not alone. There are tens of thousands out there who are battling to sustain through the economic crisis with ‘filing Bankruptcy’ as the only option left to them. That...

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Hiring a Lawyer to Help You With Your Debt

Your business is in financial trouble. You can’t pay your debts. How do you figure out whether bankruptcy is necessary or helpful for your situation? If you want help knowing if it’s time for you to talk to a lawyer, here are a few questions to ask yourself:   Are you...

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Relationships Between Civil Law Cases

Civil law can apply to many types of cases such as medical malpractice, personal injury and bankruptcy. These types of cases many times have things in common and have cross-over relationships. Bankruptcies usually occur because of three kinds of misfortunes, having...

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What happens to my automatic payments when I file bankruptcy?

When you file a Chapter 7, Chapter 13, or any bankruptcy, the protection of the automatic stay kicks in. This is a code sections that causes all collection action to cease. This also causes any companies with notice to cease automatic withdrawals from your accounts....

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Borrowing to Get out of Debt

A common question that is asked in people trying to avoid bankruptcy is an inquiry about a debt consolidation loan or a signature loan or a home equity loan or some type of loan that if they just had one easy payment, the mess one go away and they could avoid a...

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Discharging Student Loans in Bankruptcy

Despite the common knowledge to the contrary, it is possible to reduce or eliminate your student loan debt in a Chapter 7 or Chapter 13 Bankruptcy in Fresno. First off, to discharge these debts, you must file an adversarial proceeding. For most debts, such as credit...

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